No matter the price
graphic design financing, web design financing
We'll help you afford it!
No matter the price
graphic design financing, web design financing
We'll help you afford it!

n3tworth brings you an easy financing solution with no interest, no credit check, instant approval sign-up process.

instant approval financing
Instant Approval

We don't base approval off of anything other than good will. This gives every business the opportunity to start and grow their business!

no credit check financing
No Credit Check

Regardless of your credit or income, we don't even ask! We trust that business owners are serious when they come to n3tworth and we want to build a working relationship with those type of entrepreneurs.

zero percent interest financing
0% Interest

You won't have to worry about paying high interest rates. We won't charge it! A small finance fee will be applied to the total balance, however.

Browse our products and services today

Everyone's approved

Pay on terms you choose

FAQ

How does the financing process work?
  • You elect 'Pay Over Time' at checkout, which will bring the balance to $0 (apart from any shipping/handling fees where necessary).
  • You will then be sent an email asking for the number of installments you desire, as well as your preferred down payment.
  • Once you reply, we will email you back a payment link. You will checkout again, this time paying the down payment. All subsequent payments will be automatically taken each month.

You can always speed this process up by calling or chatting with us and we'll process the installment right there!

Is there a minimum/maximum amount I can finance?

Yes. The minimum amount you can finance is $150, considering the down payment can't be lower than $100. Products/services ineligible for financing won't even have the option at checkout.

The maximum amount you can finance is really up to your budget. Presently, we accept 12 installment payments so be sure to manage your money effectively.

What fees am I charged?

You will be charged any payment processor fees (seen at checkout) + a Finance Charge:

2-3 installments:
5%
4-6 installments:
10%
7-12 installments:
20%

How can I manage my installments and profile?

At or after checkout, you would have signed up with an email/password for a member dashboard. This is where all payment information and managing your profile exist. You will also be emailed a receipt where you can quickly update payment information without logging in to your customer portal.

What happens if I miss a payment?

In accordance with our Terms of Service, you will be charged a $75 fee on the day after the missed payment. You will have 2 more days to pay the missed payment. After such time, a 4% daily late fee will ensue.

Installments are in place to help our clients manage their budgets efficiently and get more done without the large upfront lump sums. We still have to keep our lights on however so be sure to pay your installments on time or your products/services can be revoked!  We hope it won't come to this, but we will seek legal action on business owners who aren't diligent in paying for products/services already rendered to them.

How do you calculate the deposit?

The deposit (or initial installment) is procured so that we can get started with no delay. The deposit is always 10% of the total cost of the product/service + Finance Charge BUT there are 2 caveats: for products/services totaling up to $1k, a minimum deposit of $100 is required, for products/services totaling more than $1k, a minimum deposit of $300 is required.

For example, if you want to finance an item that costs $800, before fees, your deposit would be $100 instead of $80. If the item costs $2,200, your deposit would be $300. If the item costs $6,000, the deposit would be $600.

Which ways can I pay?

You can elect to pay with your credit or debit card or with your balance via our Stripe and PayPal integrations.

Can I pay off my installments early?

That's always a yes. Just give us a call or shoot us an email and we'll process additional payments for you and adjust/cancel the recurring payments.